Working Capital

Working Capital Program Options:

Merchant Cash Advance

Candidates for this type of loan are those that have a significant volume or credit card sales a month. Envision Capital takes a small percentage of your future credit card sales and adavances that money to your business up front.

Short-Term Working Capital Loan

For candidates that do not accept credit cards as a form of payment, or for those that do not receive the necessary volume needed for the amount of working capital they need.

  • This loan has a term from 3- 18 months.
  • From $5,000 to $100,000

The Benefits of a Working Capital Loan

  • Use the Cash However You Choose
  • QUICK access to cash
  • No Credit or Collateral at Stake
  • Easy Application and Collection Process
  • No impact on Credit Report
  • Terms from 3 to 18 months
  • Tax Benefits
  • Revenue Based Collections
  • Up to $250,000 available to your business

Does my Business Qualify for a Working Capital Loan?

  • You have been in business for 6 months
  • For Cash Advance candidates: You process at least $5,000 a month in credit card sales
  • You have No Open Bankruptcies