FAQ

WHAT IMPACTS MY INTEREST RATE?

Rates vary by term, transaction size, creditworthiness, the asset being financed, market conditions, and other factors we can discuss with you.

DO YOU OFFER VENDOR FINANCING?

Yes, we do. Click here to learn more about Vendor 360˚.

DO YOU WORK WITH SMALL BUSINESSES?

Yes, we enjoy partnering with small businesses. Our customer base is filled with companies between 1 and 65 employees.

IS YOUR FINANCING SECTION 179 FRIENDLY?

Yes, you can utilize Section 179, allowing you to take advantage of this generous business equipment tax deduction.

Use it – your accountant will be very pleased!

ONCE I APPLY, HOW FAST IS YOUR APPROVAL PROCESS?

It takes about 24 hours for the approval – we take our time to get you the best rate and term possible (our customers like this).

Be sure to ask us about pre-funding your transaction!

WHAT ARE ENVISION CAPITAL GROUPS CREDIT REQUIREMENTS?

Our typical business customers are established (2+ years) companies with favorable credit. Our credit requirements are based on many factors, including time in business, the credit history of the business and owners, current utilization of debt, collateral, industry, D&B report, and other factors.

We talk with business owners daily who think they cannot get approved. However, we can get tough deals approved with our expertise and established banking relationships!

DOES ENVISION CAPITAL GROUP HAVE OVER 100 GOOGLE REVIEWS?

Yes! 111 to be exact, with an average rating of 4.7 / 5.0!

We cannot find an equipment finance company with better reviews, and we are very proud of this. Customer service/satisfaction is our #1 priority!

Click here to see our A+ rating with the BBB.

DO YOU OFFER FINANCING FOR STARTUPS? WHAT IF MY CREDIT IS BAD?

We do have many potential financing solutions for startups. Each business is different, so please call us to discuss your needs.

Bad credit can be challenging; however, we consider all applications. We want to help, and if we can get you approved, we will!

DO YOU PROVIDE FINANCING FOR THE ENTIRE TRANSACTION + SOFT COSTS?

Yes, we can finance the entire transaction + soft costs, including shipping, tax, and even training (if needed).

WILL MY PERSONAL CREDIT BE IMPACTED WITH AN “INQUIRY” WHEN I APPLY?

This can happen; however, soft pulls are sometimes an option. Please call us to discuss this further.

If you have additional questions, we look forward to hearing from you. Call us at 888.779.6989!

 

updated: November 11, 2022