Working Capital



What is Working Capital

A working capital loan is a loan that has the purpose of financing the everyday operations of a company. Working capital loans are typically not used to finance long-term assets; instead they are used to cover accounts payable, wages, etc. Companies that have high seasonality or cyclical sales cycles usually rely on working capital loans to help with periods of reduced business activity.

Why a Working Capital Loan
  • They are quick
  • No hidden fees
  • No upfront costs
  • 3 to 18 month terms
  • No collateral needed
  • All credit considered
  • Easier than a bank loan
  • Simple online application
  • There is no collateral required
  • Loans from $8,000 to $250,000
  • You can use the money however you see fit
  • They offer shorter terms for short-term problems
The Loan with No Restrictions

Get started by submitting an application today.



Working Capital For My Business

Use a working capital loan to manage your cash flow needs, purchase inventory, start remodeling, improve cash flow, or buy advertising. A working capital loan is one of the easiest ways to harness the potential of your business. These loans act as unsecured debt, so they don’t require you to provide traditional collateral.

  • Borrow While You Grow
    • Working Capital Loans are designed to help you and your business thrive in the day-to-day, while your business flourishes. With a short term of 3-24 months, you can have the funds that you need to support your endeavors for a short period of time.
  • Flexibility
    • No two needs are the same. We offer both secure and unsecure loans depending on the situation, needs of the business, and other circumstances.
  • The Envision Difference
    • Most lending companies require spending reports, in-depth business analysis, and monthly performance check-ins. With Envision, you are in charge of how you want to spend your loan. You have our support and our trust. The rest is up to you.
    • By addressing your unique needs and timeframe, we come up with a customized solution to fit your business goals.
    • We offer complete one-on-one support to help you figure out which loan is right for you, the complete application process, and any questions you may have during your loan period.



Working Capital Application

Working Capital Loan Options

Our flexible options provide Working Capital on your terms. Business owners have their own unique needs – equipment, technology, working capital for inventory, and more. Envision Capital Group has the solution.

Apply here to get approved.

If you prefer to print and fax your application, click here.