Working Capital

What is a Working Capital Loan

A working capital loan is a loan that has the purpose of financing the everyday operations of a company. Working capital loans are typically not used to finance long-term assets; instead they are used to cover accounts payable, wages, etc. Companies that have high seasonality or cyclical sales cycles usually rely on working capital loans to help with periods of reduced business activity.

The Benefits of a Working Capital Loan
  • There is no collateral required.
  • They offer shorter terms for short-term problems.
  • You can use the money however you see fit.
  • They are quick!

The easiest ways to explore the maximum potential of your business. If you’re in a solid financial position, but just need a little extra help to make that necessary expansion or find that extra staff member that can give your business a start, why not consider what one of these loans could do for you? With easy repayment plans that don’t require you to give up a portion of your business like an investor would require, you can solidify your credit while you also build your reputation. If the time is right, apply for one today if you’re ready to take your business to the next level!

The Loan with No Restrictions

Once you receive your cash, you can use the money as you see fit for your business. Use the cash to renovate, purchase new equipment, increase your inventory or expand your operations. You can even use your business working capital to consolidate high-interest debt or pay taxes. Get started now by submitting a simple working capital loan application.

Working Capital

Working Capital For My Business

Use a working capital loan to manage your cash flow needs, purchase inventory, start remodeling, improve cash flow, or buy advertising. A working capital loan is one of the easiest ways to harness the potential of your business. These loans act as unsecured debt, so they don’t require you to provide traditional collateral.

  • Borrow While You Grow
    • Working Capital Loans are designed to help you and your business thrive in the day-to-day, while your business flourishes. With a short term of 3-24 months, you can have the funds that you need to support your endeavors for a short period of time.
  • Flexibility
    • No two needs are the same. We offer both secure and unsecure loans depending on the situation, needs of the business, and other circumstances.
  • The Envision Difference
    • Most lending companies require spending reports, in-depth business analysis, and monthly performance check-ins. With Envision, you are in charge of how you want to spend your loan. You have our support and our trust. The rest is up to you.
    • By addressing your unique needs and timeframe, we come up with a customized solution to fit your business goals.
    • We offer complete one-on-one support to help you figure out which loan is right for you, the complete application process, and any questions you may have during your loan period.
To better understand which Working Capital Loan option is best for your business needs please call us at (888) 779-6989.

Working Capital Application

Working Capital Loan Options

Our flexible options provide Working Capital on your terms. Business owners have their own unique needs – equipment, technology, working capital for inventory, and more. Envision Capital Group has the solution.

Apply here to get approved.

If you prefer to print and fax your application, click here.